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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,827 | $99,875+396.4% | $146,866+237.6% | $86,983+470.0% |
| Participation rate | 97.0% | 75.8%+21.2pp | 82.5%+14.5pp | 69.5%+27.5pp |
| Annual return | 14.47% | 28.10%-13.6pp | 102.85%-88.4pp | 25.83%-11.4pp |
| Employer contribution / active EE | $7,805 | $3,224+142.1% | $4,425+76.4% | $2,584+202.0% |
| Participant deferral / active EE | $13,443 | $6,322+112.6% | $7,759+73.2% | $4,194+220.5% |
| Admin fee / account holder | $67,182 | $7,838+757.2% | $13,620+393.3% | $7,856+755.2% |