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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527,049 | $167,353+214.9% | $143,797+266.5% | $134,545+291.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.01% | 0.48%-23.5pp | -0.04%-23.0pp | 418.37%-441.4pp |
| Employer contribution / active EE | $13,499 | $5,620+140.2% | $4,952+172.6% | $4,742+184.7% |
| Participant deferral / active EE | $9,656 | $6,447+49.8% | $5,638+71.3% | $6,401+50.8% |
| Admin fee / account holder | $2,460 | $18,096-86.4% | $14,679-83.2% | $11,431-78.5% |