Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,905 | $49,280-19.0% | $67,313-40.7% | $64,173-37.8% |
| Participation rate | 21.6% | 60.8%-39.2pp | 69.1%-47.5pp | 69.6%-48.0pp |
| Annual return | -10.27% | -1.39%-8.9pp | -4.08%-6.2pp | 7.63%-17.9pp |
| Employer contribution / active EE | $108 | $1,668-93.5% | $2,566-95.8% | $2,381-95.4% |
| Participant deferral / active EE | $1,003 | $2,484-59.6% | $3,568-71.9% | $3,470-71.1% |
| Admin fee / account holder | $751 | $3,863-80.6% | $4,507-83.3% | $4,887-84.6% |