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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,174 | $167,353-22.8% | $143,797-10.2% | $134,545-4.0% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -14.11% | 0.48%-14.6pp | -0.04%-14.1pp | 418.37%-432.5pp |
| Employer contribution / active EE | $1,860 | $5,620-66.9% | $4,952-62.4% | $4,742-60.8% |
| Participant deferral / active EE | $4,643 | $6,447-28.0% | $5,638-17.7% | $6,401-27.5% |
| Admin fee / account holder | $18,006 | $18,096-0.5% | $14,679+22.7% | $11,431+57.5% |