See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC - RPCP Service code 26 · EIN 04-3046611 75 STATE STREET 22ND FLOOR · BOSTON, MA 02109 | Advisory (Participants) | $30,000 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 101 HUNTINGTON STREET · BOSTON, MA 02199 | Recordkeeping | $2,810 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,274 | $88,890-8.6% | $102,423-20.6% | $77,643+4.7% |
| Participation rate | 74.2% | 80.9%-6.7pp | 76.5%-2.2pp | 70.6%+3.7pp |
| Annual return | 16.93% | 24.98%-8.1pp | 29.32%-12.4pp | 31.24%-14.3pp |
| Employer contribution / active EE | $3,429 | $2,698+27.1% | $3,023+13.4% | $2,726+25.8% |
| Participant deferral / active EE | $5,939 | $5,145+15.4% | $5,053+17.5% | $4,647+27.8% |
| Admin fee / account holder | $319 | $235+35.4% | $9,451-96.6% | $430-25.9% |