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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,121 | $111,830+2.9% | $93,696+22.9% | $145,884-21.1% |
| Participation rate | 73.3% | 74.2%-0.9pp | 68.7%+4.6pp | 80.3%-7.0pp |
| Annual return | 10.15% | 204.08%-193.9pp | 133.74%-123.6pp | 551.85%-541.7pp |
| Employer contribution / active EE | $8,593 | $3,093+177.8% | $2,422+254.8% | $4,662+84.3% |
| Participant deferral / active EE | $3,285 | $4,920-33.2% | $4,417-25.6% | $6,690-50.9% |
| Admin fee / account holder | $906 | $10,249-91.2% | $8,287-89.1% | $13,392-93.2% |