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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,462 | $176,105+15.5% | $159,474+27.6% | $167,536+21.4% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 10.71% | 331.91%-321.2pp | 263.68%-253.0pp | 478.82%-468.1pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $4,110 | $7,751-47.0% | $7,353-44.1% | $6,342-35.2% |
| Admin fee / account holder | $2,550 | $12,559-79.7% | $10,802-76.4% | $12,315-79.3% |