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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $150 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $106 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,055 | $47,977-77.0% | $154,108-92.8% | $56,289-80.4% |
| Participation rate | 31.5% | 66.2%-34.6pp | 83.0%-51.5pp | 69.9%-38.3pp |
| Annual return | 15.90% | 3.54%+12.4pp | 735.21%-719.3pp | -9.96%+25.9pp |
| Employer contribution / active EE | $530 | $2,169-75.6% | $5,298-90.0% | $2,111-74.9% |
| Participant deferral / active EE | $1,011 | $2,392-57.7% | $5,081-80.1% | $3,350-69.8% |
| Admin fee / account holder | $18 | $438-95.8% | $13,411-99.9% | $521-96.5% |