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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,328 | $138,078-39.7% | $125,363-33.5% | $134,509-38.1% |
| Participation rate | 47.6% | 84.5%-36.9pp | 82.4%-34.8pp | 81.2%-33.6pp |
| Annual return | -16.94% | 750.49%-767.4pp | 572.15%-589.1pp | 418.13%-435.1pp |
| Employer contribution / active EE | $2,111 | $5,245-59.8% | $4,815-56.2% | $4,741-55.5% |
| Participant deferral / active EE | $3,240 | $7,800-58.5% | $7,447-56.5% | $6,400-49.4% |
| Admin fee / account holder | $921 | $11,566-92.0% | $10,005-90.8% | $11,427-91.9% |