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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,687 | $181,896+3.2% | $156,551+19.9% | $273,972-31.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.91% | 30.74%-25.8pp | 32.23%-27.3pp | 41.46%-36.5pp |
| Employer contribution / active EE | $7,127 | $6,248+14.1% | $5,501+29.5% | $4,869+46.4% |
| Participant deferral / active EE | $4,441 | $5,550-20.0% | $4,871-8.8% | $5,287-16.0% |
| Admin fee / account holder | $1,752 | $15,560-88.7% | $13,028-86.6% | $10,133-82.7% |