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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,238 | $68,880-43.0% | $120,580-67.5% | $80,959-51.5% |
| Participation rate | 62.9% | 61.7%+1.2pp | 72.0%-9.1pp | 67.7%-4.8pp |
| Annual return | 28.91% | 23.68%+5.2pp | 107.48%-78.6pp | 35.67%-6.8pp |
| Employer contribution / active EE | $1,593 | $2,066-22.9% | $3,469-54.1% | $2,757-42.2% |
| Participant deferral / active EE | $2,465 | $3,191-22.8% | $4,995-50.7% | $4,300-42.7% |
| Admin fee / account holder | $231 | $5,785-96.0% | $9,418-97.5% | $6,925-96.7% |