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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,205 | $166,242-30.7% | $165,071-30.2% | $145,884-21.0% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 16.16% | 100.44%-84.3pp | 70.17%-54.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $4,419 | $5,283-16.3% | $4,347+1.7% | $4,662-5.2% |
| Participant deferral / active EE | $9,511 | $6,964+36.6% | $6,035+57.6% | $6,690+42.2% |
| Admin fee / account holder | $6,400 | $16,658-61.6% | $12,695-49.6% | $13,392-52.2% |