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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,966 | $56,894-82.5% | $84,753-88.2% | $62,881-84.2% |
| Participation rate | 94.6% | 68.5%+26.1pp | 76.6%+18.0pp | 69.3%+25.3pp |
| Annual return | 9.07% | 6.30%+2.8pp | 22.78%-13.7pp | 20.14%-11.1pp |
| Employer contribution / active EE | $1,592 | $2,400-33.7% | $3,574-55.5% | $2,281-30.2% |
| Participant deferral / active EE | $1,734 | $2,709-36.0% | $3,712-53.3% | $3,203-45.9% |
| Admin fee / account holder | $515 | $3,581-85.6% | $5,333-90.3% | $4,296-88.0% |