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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,188 | $73,978+27.3% | $96,515-2.4% | $75,173+25.3% |
| Participation rate | 79.6% | 66.4%+13.2pp | 74.3%+5.3pp | 67.2%+12.4pp |
| Annual return | 40.28% | 26.72%+13.6pp | 35.73%+4.5pp | 160.72%-120.4pp |
| Employer contribution / active EE | $2,100 | $2,931-28.4% | $3,740-43.9% | $2,671-21.4% |
| Participant deferral / active EE | $7,997 | $3,660+118.5% | $4,880+63.9% | $4,126+93.8% |
| Admin fee / account holder | $954 | $5,219-81.7% | $6,735-85.8% | $5,651-83.1% |