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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,188 | $73,955+27.4% | $96,520-2.4% | $75,181+25.3% |
| Participation rate | 79.6% | 66.4%+13.2pp | 74.3%+5.3pp | 67.2%+12.4pp |
| Annual return | 40.28% | 26.72%+13.6pp | 35.72%+4.6pp | 160.69%-120.4pp |
| Employer contribution / active EE | $2,100 | $2,930-28.3% | $3,739-43.8% | $2,671-21.4% |
| Participant deferral / active EE | $7,997 | $3,659+118.5% | $4,879+63.9% | $4,126+93.8% |
| Admin fee / account holder | $954 | $5,217-81.7% | $6,733-85.8% | $5,650-83.1% |