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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,293 | $81,504+18.1% | $102,437-6.0% | $80,959+18.9% |
| Participation rate | 71.4% | 66.9%+4.6pp | 74.5%-3.1pp | 67.7%+3.8pp |
| Annual return | 13.90% | 25.60%-11.7pp | 24.95%-11.0pp | 35.67%-21.8pp |
| Employer contribution / active EE | $2,611 | $3,104-15.9% | $3,871-32.5% | $2,757-5.3% |
| Participant deferral / active EE | $6,343 | $3,871+63.9% | $5,060+25.4% | $4,300+47.5% |
| Admin fee / account holder | $17,978 | $6,719+167.6% | $8,388+114.3% | $6,925+159.6% |