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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,893 | $106,524+50.1% | $152,301+5.0% | $87,485+82.8% |
| Participation rate | 81.7% | 75.8%+5.9pp | 82.4%-0.8pp | 68.9%+12.7pp |
| Annual return | 13.76% | 26.89%-13.1pp | 80.50%-66.7pp | 26.06%-12.3pp |
| Employer contribution / active EE | $2,178 | $3,371-35.4% | $4,624-52.9% | $2,596-16.1% |
| Participant deferral / active EE | $5,055 | $6,525-22.5% | $8,004-36.8% | $4,274+18.3% |
| Admin fee / account holder | $4,506 | $8,287-45.6% | $14,398-68.7% | $7,775-42.0% |