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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,528 | $181,896-61.8% | $156,551-55.6% | $273,972-74.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 0.87% | 30.74%-29.9pp | 32.23%-31.4pp | 41.46%-40.6pp |
| Employer contribution / active EE | $8,068 | $6,248+29.1% | $5,501+46.7% | $4,869+65.7% |
| Participant deferral / active EE | $3,592 | $5,550-35.3% | $4,871-26.3% | $5,287-32.1% |
| Admin fee / account holder | $1,616 | $15,560-89.6% | $13,028-87.6% | $10,133-84.1% |