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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,874 | $89,367-35.2% | $141,191-59.0% | $72,975-20.7% |
| Participation rate | 70.3% | 75.1%-4.9pp | 82.5%-12.2pp | 69.5%+0.8pp |
| Annual return | 25.17% | 111.87%-86.7pp | 71.41%-46.2pp | 81.01%-55.8pp |
| Employer contribution / active EE | $2,565 | $3,115-17.6% | $4,736-45.8% | $2,440+5.1% |
| Participant deferral / active EE | $4,848 | $5,419-10.5% | $6,710-27.8% | $3,608+34.4% |
| Admin fee / account holder | $663 | $5,957-88.9% | $10,264-93.5% | $5,124-87.1% |