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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,699 | $198,457-32.1% | $170,435-21.0% | $147,586-8.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 8.53% | 257.30%-248.8pp | 205.94%-197.4pp | 578.59%-570.1pp |
| Employer contribution / active EE | $4,405 | $6,183-28.8% | $5,432-18.9% | $4,876-9.7% |
| Participant deferral / active EE | $5,504 | $5,629-2.2% | $4,939+11.4% | $5,439+1.2% |
| Admin fee / account holder | $60,883 | $16,852+261.3% | $13,881+338.6% | $10,886+459.3% |