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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,941 | $217,432-27.4% | $185,851-15.0% | $167,553-5.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.75% | 148.43%-131.7pp | 122.11%-105.4pp | 478.89%-462.1pp |
| Employer contribution / active EE | $11,623 | $5,874+97.8% | $5,168+124.9% | $4,840+140.2% |
| Participant deferral / active EE | $8,248 | $6,357+29.7% | $5,569+48.1% | $6,343+30.0% |
| Admin fee / account holder | $698 | $19,820-96.5% | $16,245-95.7% | $12,316-94.3% |