Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,488 | $60,393-87.6% | $81,820-90.8% | $74,429-89.9% |
| Participation rate | 57.9% | 62.9%-5.0pp | 72.4%-14.5pp | 67.2%-9.3pp |
| Annual return | 11.00% | 16.89%-5.9pp | 777.93%-766.9pp | 1368.38%-1357.4pp |
| Employer contribution / active EE | $956 | $2,626-63.6% | $2,915-67.2% | $2,625-63.6% |
| Participant deferral / active EE | $719 | $3,397-78.8% | $4,323-83.4% | $4,348-83.5% |
| Admin fee / account holder | $483 | $1,491-67.6% | $7,391-93.5% | $1,944-75.2% |