Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,488 | $60,504-87.6% | $81,882-90.9% | $74,478-89.9% |
| Participation rate | 57.9% | 62.9%-5.0pp | 72.4%-14.5pp | 67.2%-9.3pp |
| Annual return | 11.00% | 16.91%-5.9pp | 779.47%-768.5pp | 1370.56%-1359.6pp |
| Employer contribution / active EE | $956 | $2,627-63.6% | $2,916-67.2% | $2,626-63.6% |
| Participant deferral / active EE | $719 | $3,400-78.8% | $4,323-83.4% | $4,350-83.5% |
| Admin fee / account holder | $483 | $1,492-67.6% | $7,360-93.4% | $1,946-75.2% |