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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,100 | $81,476+22.9% | $102,383-2.2% | $80,925+23.7% |
| Participation rate | 83.7% | 66.8%+16.9pp | 74.5%+9.2pp | 67.7%+16.1pp |
| Annual return | 10.23% | 25.59%-15.4pp | 24.94%-14.7pp | 35.65%-25.4pp |
| Employer contribution / active EE | $3,574 | $3,105+15.1% | $3,870-7.7% | $2,756+29.7% |
| Participant deferral / active EE | $7,809 | $3,871+101.7% | $5,060+54.3% | $4,299+81.7% |
| Admin fee / account holder | $6,370 | $6,717-5.2% | $8,391-24.1% | $6,940-8.2% |