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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,181 | $72,177+24.9% | $115,038-21.6% | $59,633+51.2% |
| Participation rate | 97.8% | 72.6%+25.3pp | 81.4%+16.5pp | 68.7%+29.2pp |
| Annual return | -2.94% | 12.02%-15.0pp | 26.14%-29.1pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $6,772 | $2,841+138.4% | $4,608+47.0% | $2,203+207.5% |
| Participant deferral / active EE | $7,375 | $4,783+54.2% | $6,026+22.4% | $3,192+131.1% |
| Admin fee / account holder | $2,507 | $4,927-49.1% | $8,175-69.3% | $4,297-41.7% |