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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,822 | $45,123+19.3% | $85,240-36.9% | $74,478-27.7% |
| Participation rate | 23.1% | 49.4%-26.3pp | 67.5%-44.5pp | 67.2%-44.1pp |
| Annual return | 17.54% | 26.32%-8.8pp | 66.75%-49.2pp | 1370.56%-1353.0pp |
| Employer contribution / active EE | $585 | $1,459-59.9% | $2,735-78.6% | $2,626-77.7% |
| Participant deferral / active EE | $981 | $2,736-64.2% | $4,527-78.3% | $4,350-77.5% |
| Admin fee / account holder | $821 | $2,215-62.9% | $6,165-86.7% | $1,946-57.8% |