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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,822 | $45,119+19.3% | $85,126-36.8% | $74,429-27.7% |
| Participation rate | 23.1% | 49.4%-26.3pp | 67.5%-44.4pp | 67.2%-44.1pp |
| Annual return | 17.54% | 26.28%-8.7pp | 66.63%-49.1pp | 1368.38%-1350.8pp |
| Employer contribution / active EE | $585 | $1,460-60.0% | $2,731-78.6% | $2,625-77.7% |
| Participant deferral / active EE | $981 | $2,738-64.2% | $4,523-78.3% | $4,348-77.4% |
| Admin fee / account holder | $821 | $2,214-62.9% | $6,160-86.7% | $1,944-57.8% |