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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,978 | $165,381-66.8% | $149,730-63.3% | $158,966-65.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.51% | 348.29%-325.8pp | 276.70%-254.2pp | 302.95%-280.4pp |
| Employer contribution / active EE | $1,263 | $5,104-75.3% | $4,645-72.8% | $4,762-73.5% |
| Participant deferral / active EE | $3,833 | $7,182-46.6% | $6,843-44.0% | $5,983-35.9% |
| Admin fee / account holder | $1,337 | $10,809-87.6% | $9,310-85.6% | $11,250-88.1% |