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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,279,894 | $134,817+849.4% | $123,973+932.4% | $155,188+724.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 13.74% | 515.49%-501.8pp | 388.13%-374.4pp | 148.84%-135.1pp |
| Employer contribution / active EE | $10,617 | $4,425+139.9% | $4,126+157.3% | $4,248+149.9% |
| Participant deferral / active EE | $17,375 | $5,706+204.5% | $5,247+231.1% | $6,531+166.0% |
| Admin fee / account holder | $119,314 | $13,245+800.8% | $11,799+911.2% | $14,480+724.0% |