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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,279,894 | $171,492+646.3% | $150,734+749.1% | $198,609+544.4% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 13.74% | 804.70%-791.0pp | 600.81%-587.1pp | 202.70%-189.0pp |
| Employer contribution / active EE | $10,617 | $5,470+94.1% | $4,918+115.9% | $5,055+110.0% |
| Participant deferral / active EE | $17,375 | $6,259+177.6% | $5,610+209.7% | $6,977+149.0% |
| Admin fee / account holder | $119,314 | $17,628+576.8% | $14,905+700.5% | $19,030+527.0% |