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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,847 | $133,981-51.6% | $112,249-42.2% | $134,532-51.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.58% | 47.16%-67.7pp | 27.48%-48.1pp | 418.27%-438.8pp |
| Employer contribution / active EE | $3,267 | $4,040-19.1% | $3,636-10.1% | $4,741-31.1% |
| Participant deferral / active EE | $14,075 | $5,292+166.0% | $4,729+197.6% | $6,401+119.9% |
| Admin fee / account holder | $531 | $7,492-92.9% | $6,412-91.7% | $11,429-95.4% |