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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,029 | $72,273+275.0% | $101,275+167.6% | $79,856+239.4% |
| Participation rate | 19.4% | 68.5%-49.1pp | 75.8%-56.5pp | 69.6%-50.3pp |
| Annual return | 6.01% | 22.30%-16.3pp | 46.48%-40.5pp | 31.71%-25.7pp |
| Employer contribution / active EE | $689 | $2,691-74.4% | $3,660-81.2% | $2,471-72.1% |
| Participant deferral / active EE | $1,905 | $3,282-41.9% | $4,371-56.4% | $3,741-49.1% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,948-100.0% | $5,306-100.0% |