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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,516 | $209,422+11.5% | $178,503+30.8% | $158,982+46.9% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 9.58% | 188.81%-179.2pp | 151.12%-141.5pp | 302.99%-293.4pp |
| Employer contribution / active EE | $3,007 | $5,707-47.3% | $5,011-40.0% | $4,763-36.9% |
| Participant deferral / active EE | $5,696 | $5,955-4.4% | $5,202+9.5% | $5,983-4.8% |
| Admin fee / account holder | $1,468 | $17,079-91.4% | $13,987-89.5% | $11,252-87.0% |