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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,456 | $73,848+33.3% | $143,799-31.5% | $68,486+43.8% |
| Participation rate | 81.8% | 66.7%+15.2pp | 80.3%+1.5pp | 67.9%+13.9pp |
| Annual return | -21.68% | 0.91%-22.6pp | -0.04%-21.6pp | -7.85%-13.8pp |
| Employer contribution / active EE | $1,250 | $3,184-60.8% | $4,952-74.8% | $2,597-51.9% |
| Participant deferral / active EE | $3,342 | $3,385-1.3% | $5,638-40.7% | $4,028-17.0% |
| Admin fee / account holder | $1,879 | $5,755-67.3% | $14,677-87.2% | $5,404-65.2% |