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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,116 | $167,353-66.5% | $143,797-61.0% | $134,545-58.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.95% | 0.48%-17.4pp | -0.04%-16.9pp | 418.37%-435.3pp |
| Employer contribution / active EE | $4,853 | $5,620-13.6% | $4,952-2.0% | $4,742+2.4% |
| Participant deferral / active EE | $4,712 | $6,447-26.9% | $5,638-16.4% | $6,401-26.4% |
| Admin fee / account holder | $2,297 | $18,096-87.3% | $14,679-84.4% | $11,431-79.9% |