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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,076 | $217,432-46.6% | $185,851-37.5% | $167,553-30.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 18.45% | 148.43%-130.0pp | 122.11%-103.7pp | 478.89%-460.4pp |
| Employer contribution / active EE | $12,261 | $5,874+108.7% | $5,168+137.2% | $4,840+153.4% |
| Participant deferral / active EE | $12,302 | $6,357+93.5% | $5,569+120.9% | $6,343+93.9% |
| Admin fee / account holder | $1,172 | $19,820-94.1% | $16,245-92.8% | $12,316-90.5% |