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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,704 | $209,422+3.0% | $178,503+20.8% | $158,982+35.7% |
| Participation rate | 27.3% | 86.4%-59.1pp | 81.9%-54.7pp | 82.0%-54.7pp |
| Annual return | 15.75% | 188.81%-173.1pp | 151.12%-135.4pp | 302.99%-287.2pp |
| Employer contribution / active EE | $3,562 | $5,707-37.6% | $5,011-28.9% | $4,763-25.2% |
| Participant deferral / active EE | $4,547 | $5,955-23.7% | $5,202-12.6% | $5,983-24.0% |
| Admin fee / account holder | $114 | $17,079-99.3% | $13,987-99.2% | $11,252-99.0% |