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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,209 | $109,411-90.7% | $89,435-88.6% | $158,982-93.6% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 30.73% | 345.68%-314.9pp | 245.55%-214.8pp | 302.99%-272.3pp |
| Employer contribution / active EE | $3,560 | $3,173+12.2% | $2,587+37.6% | $4,763-25.3% |
| Participant deferral / active EE | $3,982 | $4,600-13.4% | $3,890+2.3% | $5,983-33.5% |
| Admin fee / account holder | $521 | $6,159-91.5% | $4,884-89.3% | $11,252-95.4% |