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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,716 | $67,606-16.1% | $82,313-31.1% | $70,124-19.1% |
| Participation rate | 94.3% | 72.8%+21.5pp | 76.9%+17.4pp | 69.5%+24.7pp |
| Annual return | 11.78% | 21.57%-9.8pp | 25.88%-14.1pp | 73.14%-61.4pp |
| Employer contribution / active EE | $2,031 | $1,755+15.7% | $2,428-16.4% | $2,342-13.3% |
| Participant deferral / active EE | $3,016 | $2,987+1.0% | $3,706-18.6% | $3,332-9.5% |
| Admin fee / account holder | $2,993 | $4,512-33.7% | $5,608-46.6% | $4,645-35.6% |