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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,169 | $157,304-30.0% | $141,197-22.0% | $152,909-28.0% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 23.89% | 64.34%-40.5pp | 71.41%-47.5pp | 345.46%-321.6pp |
| Employer contribution / active EE | $2,708 | $5,263-48.5% | $4,736-42.8% | $4,764-43.1% |
| Participant deferral / active EE | $10,761 | $7,111+51.3% | $6,710+60.4% | $5,851+83.9% |
| Admin fee / account holder | $2,014 | $12,126-83.4% | $10,265-80.4% | $11,601-82.6% |