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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,742 | $81,668-83.2% | $58,507-76.5% | $139,487-90.1% |
| Participation rate | 37.5% | 61.3%-23.8pp | 50.9%-13.4pp | 80.3%-42.8pp |
| Annual return | 18.21% | 7430.07%-7411.9pp | 4252.32%-4234.1pp | 373.84%-355.6pp |
| Employer contribution / active EE | $629 | $1,398-55.0% | $1,053-40.3% | $4,755-86.8% |
| Participant deferral / active EE | $1,368 | $2,554-46.4% | $1,922-28.9% | $6,713-79.6% |
| Admin fee / account holder | $1,743 | $3,212-45.8% | $2,486-29.9% | $11,407-84.7% |