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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,481 | $70,684-1.7% | $169,397-59.0% | $75,177-7.6% |
| Participation rate | 50.0% | 64.8%-14.8pp | 77.2%-27.2pp | 67.2%-17.2pp |
| Annual return | 21.09% | 36.38%-15.3pp | 406.23%-385.1pp | 160.75%-139.7pp |
| Employer contribution / active EE | $1,902 | $2,211-14.0% | $4,013-52.6% | $2,671-28.8% |
| Participant deferral / active EE | $2,411 | $4,310-44.1% | $6,223-61.3% | $4,126-41.6% |
| Admin fee / account holder | $3,047 | $5,404-43.6% | $9,017-66.2% | $5,651-46.1% |