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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,084 | $81,331+89.5% | $155,534-0.9% | $80,935+90.4% |
| Participation rate | 65.2% | 66.3%-1.1pp | 78.2%-13.1pp | 67.7%-2.5pp |
| Annual return | 14.38% | 33.37%-19.0pp | 64.92%-50.5pp | 35.66%-21.3pp |
| Employer contribution / active EE | $6,268 | $3,105+101.9% | $4,675+34.1% | $2,757+127.4% |
| Participant deferral / active EE | $5,682 | $3,454+64.5% | $5,630+0.9% | $4,299+32.2% |
| Admin fee / account holder | $3,552 | $7,999-55.6% | $15,900-77.7% | $6,924-48.7% |