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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,247 | $138,076-66.5% | $123,553-62.6% | $135,380-65.8% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -0.57% | 153.70%-154.3pp | 119.21%-119.8pp | 519.81%-520.4pp |
| Employer contribution / active EE | $1,109 | $5,152-78.5% | $4,628-76.0% | $4,779-76.8% |
| Participant deferral / active EE | $1,874 | $6,800-72.4% | $6,426-70.8% | $5,609-66.6% |
| Admin fee / account holder | $72,942 | $10,917+568.2% | $9,284+685.6% | $10,828+573.6% |