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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,572 | $184,000-87.2% | $162,185-85.5% | $152,909-84.6% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 21.68% | 150.80%-129.1pp | 115.61%-93.9pp | 345.46%-323.8pp |
| Employer contribution / active EE | $1,595 | $6,370-75.0% | $5,613-71.6% | $4,764-66.5% |
| Participant deferral / active EE | $3,259 | $8,033-59.4% | $7,297-55.3% | $5,851-44.3% |
| Admin fee / account holder | $499 | $13,124-96.2% | $10,844-95.4% | $11,601-95.7% |