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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,632 | $114,130-9.2% | $96,192+7.7% | $167,553-38.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 14.32% | 190.07%-175.7pp | 192.09%-177.8pp | 478.89%-464.6pp |
| Employer contribution / active EE | $23,342 | $3,431+580.4% | $2,799+733.8% | $4,840+382.3% |
| Participant deferral / active EE | $17,678 | $5,198+240.1% | $4,351+306.3% | $6,343+178.7% |
| Admin fee / account holder | $1,832 | $6,901-73.5% | $5,539-66.9% | $12,316-85.1% |