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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,637 | $157,296+41.5% | $141,191+57.7% | $152,897+45.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.01% | 64.34%-43.3pp | 71.41%-50.4pp | 345.43%-324.4pp |
| Employer contribution / active EE | $14,265 | $5,262+171.1% | $4,736+201.2% | $4,764+199.5% |
| Participant deferral / active EE | $19,501 | $7,111+174.2% | $6,710+190.6% | $5,851+233.3% |
| Admin fee / account holder | $1,933 | $12,125-84.1% | $10,264-81.2% | $11,599-83.3% |