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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,775 | $77,908-90.0% | $149,696-94.8% | $75,173-89.7% |
| Participation rate | 71.0% | 65.6%+5.4pp | 78.8%-7.8pp | 67.2%+3.8pp |
| Annual return | 13.46% | 31.73%-18.3pp | 134.46%-121.0pp | 160.72%-147.3pp |
| Employer contribution / active EE | $616 | $3,138-80.4% | $4,821-87.2% | $2,671-77.0% |
| Participant deferral / active EE | $1,158 | $3,411-66.0% | $5,682-79.6% | $4,126-71.9% |
| Admin fee / account holder | $2,772 | $5,950-53.4% | $13,212-79.0% | $5,651-50.9% |