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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,032 | $56,894-12.1% | $84,753-41.0% | $62,881-20.4% |
| Participation rate | 52.3% | 68.5%-16.3pp | 76.6%-24.3pp | 69.3%-17.0pp |
| Annual return | 5.70% | 6.30%-0.6pp | 22.78%-17.1pp | 20.14%-14.4pp |
| Employer contribution / active EE | $842 | $2,400-64.9% | $3,574-76.4% | $2,281-63.1% |
| Participant deferral / active EE | $1,635 | $2,709-39.7% | $3,712-56.0% | $3,203-49.0% |
| Admin fee / account holder | $380 | $3,581-89.4% | $5,333-92.9% | $4,296-91.2% |