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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,713 | $49,896-72.5% | $80,627-83.0% | $75,173-81.8% |
| Participation rate | 78.9% | 55.3%+23.6pp | 67.0%+11.9pp | 67.2%+11.7pp |
| Annual return | 18.47% | 34.67%-16.2pp | 936.76%-918.3pp | 160.72%-142.3pp |
| Employer contribution / active EE | $1,284 | $1,699-24.4% | $2,723-52.8% | $2,671-51.9% |
| Participant deferral / active EE | $1,825 | $2,992-39.0% | $4,443-58.9% | $4,126-55.8% |
| Admin fee / account holder | $657 | $3,578-81.6% | $5,381-87.8% | $5,651-88.4% |