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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,706 | $165,381-77.8% | $149,730-75.5% | $158,966-76.9% |
| Participation rate | 95.0% | 84.6%+10.4pp | 82.5%+12.5pp | 82.0%+13.0pp |
| Annual return | 6.82% | 348.29%-341.5pp | 276.70%-269.9pp | 302.95%-296.1pp |
| Employer contribution / active EE | $4,907 | $5,104-3.9% | $4,645+5.6% | $4,762+3.0% |
| Participant deferral / active EE | $4,550 | $7,182-36.7% | $6,843-33.5% | $5,983-24.0% |
| Admin fee / account holder | $613 | $10,809-94.3% | $9,310-93.4% | $11,250-94.6% |