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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,860 | $154,228-66.4% | $145,433-64.3% | $137,256-62.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.11% | 74.59%-61.5pp | 66.58%-53.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $3,612 | $4,804-24.8% | $4,554-20.7% | $4,156-13.1% |
| Participant deferral / active EE | $6,954 | $8,216-15.4% | $7,897-11.9% | $6,407+8.5% |
| Admin fee / account holder | $7,153 | $14,344-50.1% | $13,129-45.5% | $12,270-41.7% |